standardandpoors.com

Presentations, Testimony & Op-Eds

March 2009
03.31.09 "It's All About Creditworthiness", by Vickie Tillman, Letter to the Editor, Los Angeles Times
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February 2009
02.25.09 S&P Responds to Professor Siegel's Feb 25. Op-Ed
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02.23.09 Remarks by S&P President Deven Sharma at Committee of European Securities Regulators conference, Paris, 23 February 2009
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January 2009
01.10.09 "The Value of Credit Ratings" by Deven Sharma, Letter to the Editor, The New York Times
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01.09.09 "It Would Be Hard to Do Without Ratings Agencies " by Vickie Tillman, Letter to the Editor, The Wall Street Journal
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December 2008
12.08.08 "Predicting Home Prices", by Vickie Tillman, Letter to the Editor, The New York Times
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September 2008
09.05.08 Proposal for a Regulatory Framework for CRAs and Embedded Ratings Policy Options
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July 2008
07.28.08 "No Matter Who Pays", by Vickie Tillman, Letter to the Editor, Barron's
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07.15.08 "A Good Example of a Highly Transparent Model ", by Vickie Tillman, Letter to the Editor, Financial Times
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June 2008
06.20.08 "Judge a Credit Ratings Firm On Its Track Record", by Vickie Tillman, Letter to the Editor, Financial Times
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May 2008
05.27.08 "Triple A Rating Does Not Guarantee Against Default", by Vickie Tillman, Letter to the Editor, Financial Times
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05.26.08 "Not a Brand, but A Rating", by Vickie Tillman, Letter to the Editor, Globe and Mail
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05.18.08 "Triple-A Failure", by Vickie Tillman, Letter to Editor, The New York Times
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April 2008
04.18.08 "Credit Ratings Integrity", Op-Ed by Vickie Tillman, The Washington Times
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04.14.08 "Market Challenges", by Vickie Tillman, Letter to the Editor, Time
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04.03.08 "Why The Bond Rating System Works", Op-Ed by Steve Zimmermann, LATimes.com
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March 2008
03.26.08 "The Truth About Triple-A Ratings," by Vickie Tillman, Letter to the Editor, Financial Times
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03.18.08 "Standard & Poor's Credit Ratings Are Still Reliable," by Vickie Tillman, Letter to the Editor, Financial Times
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03.13.08 "Rating Municipal Bonds," by Paul Coughlin, Letter to the Editor, The New York Times
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03.08.08 "Standard & Poor's Gives Its Side of Story," by Vickie Tillman, Letter to the Editor, The Wall Street Journal
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03.07.08 "S&P's Position on Municipal Borrowers," by Paul Coughlin, Letter to the Editor, Financial Times
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January 2008
01.31.08 Slide from Teleconference on S&P Takes Action On 6,389 U.S. Subprime RMBS Ratings And 1,953 CDO Ratings
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01.24.08 "Subpar Ratings For the Rating Agencies," by Vickie Tillman, Letter to the Editor, NY Sun
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01.14.08 "Discredited Ratings," by Vickie Tillman, Letter to the Editor, Barron's
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December 2007
12.19.07 Transcript from December 19, 2007 Teleconference on Standard & Poor's Takes Action on Six Bond Insurers
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November 2007
11.07.07 Standard & Poor's Addresses UK Parliamentary Committee On Rating Agencies
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11.07.07 Press Release: Standard & Poor's Addresses UK Parliamentary Committee On Rating Agencies
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11.01.07 Transcript from November 1, 2007 Teleconference on Subprime and Related Ratings Matters
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11.01.07 Slides from November 1, 2007 Teleconference on Subprime and Related Ratings Matters
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11.01.07 S&P's Joanne Rose On The Lessons Learned About And The Future Of Structured Finance (PDF)
October 2007
10.18.07 "Judge Ratings Agencies on their Record," by Barbara Ridpath, Letter to the Editor, Financial Times
10.11.07 "Our Honesty in Rating Debt," by Vickie Tillman, Letter to the Editor, Washington Post
September 2007
09.26.07 Standard & Poor's Addresses Role of Rating Agencies and Recent Actions in Testimony Before Senate Banking Committee (PDF)
09.26.07 Testimony of Vickie A. Tillman, Executive Vice President, Standard & Poor's Credit Market Services, Before the Committee on Banking, Housing and Urban Affairs United States Senate (PDF)
09.17.07 Standard & Poor's presentation: "Current State of the Securitization Market: CDOs,"  before the American Securitization Forum (PDF)
09.17.07 “How S&P Protects Integrity of Credit Ratings,” by Vickie Tillman, Letter to the Editor, The Wall Street Journal
August 2007
08.31.07 Op-Ed by Vickie Tillman, The Wall Street Journal
08.23.07 The Fundamentals of Structured Finance Ratings (PDF)
April 2007
04.17.07 Testimony of Susan Barnes, Managing Director, Standard & Poor's Ratings Services Submitted to the Senate Banking Subcommittee on Securities, Insurance, and Investment

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